Pensions news for members

The McCloud remedy

We have recently written out to members who may be affected by the recent changes to the LGPS regulations. The changes remove the age discrimination identified by the McCloud ruling. 

The changes may affect you as an LGPS member if:

• you were paying into the LGPS or another public service pension scheme before 1 April 2012 and
• you were paying into the LGPS between 1 April 2014 and 31 March 2022.

If you had a service break (when you were not a member of a public service scheme) of more than 5 years between 1 April 2012 and 31 March 2022, your later period of service will not be affected, even if you meet the conditions above. 

What do you need to do?

You do not need to contact us or take any action. We will work out if you are protected and notify you as follows: 

• If you are a protected active or deferred member, we will include information about how the underpin might affect your pension in your 2025 annual benefit statement. We will issue this by 31 August 2025.
• If you are a protected pensioner, we will write to you if the new rules mean your pension will increase. 

Further information about the judgment can be found on the McCloud member factsheet (pdf format, 650KB) or by visiting the McCloud Remedy on the national LGPS member website.

Reporting Pensions newsletter

Read the newsletter for active members - Reporting Pensions.

You’ll also find back copies uploaded to Scheme documents on My Oxfordshire Pension.

Pension scheme members without a valid address

We are working with Target who are helping us to trace pension scheme members without a valid address.

If you receive a letter from Target, please follow the instructions so we can update your record. Please call us on 03300 241 369 if you have any questions.

Deferred members' newsletter

View the latest Deferred Members Newsletter.

Be alert - don’t fall victim to scammers

Knowing how they work is the first act of self-protection. Don’t let a scammer enjoy your retirement.

Be ‘scamsmart’.

Your rights to keeping LGPS membership

If your job has not changed but you are working for a different employer, have you been getting the right information about your pension? If you are uncertain always check with Pension Services.

If an employer asks you to opt out of the scheme get in touch with Pension Services  - Your pension is your income for later life - make sure your decisions are yours and you have had the correct information.